Professional Financial Templates
Download ready-to-use Excel and Google Sheets templates for profit & loss statements, cash flow tracking, expense management, and more. All templates are free and customizable for your business.
How to use: Download templates, customize with your data, update formulas as needed. Works with Excel, Google Sheets, and LibreOffice. All templates include instructions and sample data.
P&L Statement Template
Professional profit and loss statement for monthly, quarterly, and annual reporting.
- Revenue tracking
- COGS calculation
- Expense categories
- Automatic net profit
- Month-over-month comparison
Cash Flow Statement Template
Track cash movement in and out of your business by period.
- Operating cash flows
- Investing activities
- Financing activities
- Net cash change
- Cash position forecast
Expense Tracker Template
Organized spreadsheet to categorize and track all business expenses.
- Date tracking
- Category classification
- Receipt documentation
- Monthly totals
- Tax-ready format
COGS Calculation Template
Calculate cost of goods sold by product with detailed cost breakdown.
- Product cost per unit
- Shipping calculations
- Packaging per item
- Total COGS per SKU
- Profit margin analysis
Income Statement Template
Track income by source including marketplace breakdowns.
- Amazon income
- Shopify income
- Other channels
- Total revenue
- Channel comparison
Inventory Tracker Template
Manage inventory levels and valuation by SKU.
- SKU management
- Quantity tracking
- Cost per unit
- Inventory value
- Stock level alerts
Template Details & Instructions
How to use each template effectively
P&L Statement Template - Instructions
What is included in this template?
- Revenue Section: Total sales from all channels
- COGS Section: Cost of inventory sold (calculated from expense categories)
- Gross Profit: Revenue minus COGS
- Operating Expenses: Fees, marketing, rent, utilities, etc.
- Net Profit: Bottom line profitability
How to use this template:
- Enter total monthly revenue for each channel (Amazon, Shopify, Etsy, etc.)
- Log all product costs and related COGS expenses
- Enter operating expenses in their respective categories
- Formulas automatically calculate totals and net profit
- Compare month-over-month to track trends
Key metrics to monitor:
- Gross Profit Margin: Should be 40-60%+ for healthy business
- Net Profit Margin: Should be 10-20%+ for acceptable profitability
- Expense Ratio: Keep operating expenses under 30% of revenue
Cash Flow Template - Instructions
Why is cash flow important?
You can be profitable on paper but run out of cash. This template shows when cash actually comes in and goes out, helping you avoid cash crises.
Three sections of cash flow:
- Operating Activities: Cash from selling products (sales minus payments to vendors)
- Investing Activities: Equipment purchases, asset sales
- Financing Activities: Loans, equity investments, personal contributions
How to fill it out:
- Beginning cash balance (from previous period)
- Cash from sales this period
- Cash paid for expenses and inventory
- Any financing or investment cash
- Ending cash balance
COGS Template - Instructions
What should be included in COGS?
- Product cost (wholesale or manufacturing price)
- Shipping to your warehouse
- Packaging per unit (boxes, tape, labels)
- Quality control and return processing
- Direct labor (if applicable)
What should NOT be included?
- Marketplace fees (referral, FBA, etc.)
- Marketing and advertising
- Rent and utilities
- Office supplies
- Salaries (unless directly making product)
Template features:
- Enter product cost, shipping, packaging separately
- Calculates total COGS per unit
- Shows profit at different selling prices
- Identifies which products are profitable
Template Comparison
Quick overview of each template
| Template | Format | Update Frequency | Difficulty | Best For |
|---|---|---|---|---|
| P&L Statement | Excel / Google Sheets | Monthly | Easy | Financial reporting |
| Cash Flow | Excel / Google Sheets | Weekly/Monthly | Intermediate | Cash management |
| Expense Tracker | Excel / Google Sheets | Daily | Easy | Expense tracking |
| COGS Calculation | Excel / Google Sheets | As needed | Intermediate | Product costing |
| Income Statement | Excel / Google Sheets | Monthly | Easy | Revenue tracking |
| Inventory Tracker | Excel / Google Sheets | Weekly | Intermediate | Stock management |